The Education Money Playbook

The Education Money Playbook is the practical, no-fluff guide that gives you back control.

Inside, financial strategist Kimberly Saints delivers a step-by-step system for managing every dollar of your child's education—from preschool deposits and 529 plans to merit aid negotiations and graduate school financing. No jargon without explanation. No vague advice. Just the operational frameworks, tools, and decision sequences real families use to pay less, borrow smarter, and eliminate the financial stress that derails too many educational journeys.

Here's what you'll walk away with:

FINANCIAL CLARITY. Understand the true cost of every option—net price vs. sticker price, Expected Family Contribution, merit vs. need-based aid, and the loan structures that quietly cost families tens of thousands more than necessary.

STRATEGIC CONFIDENCE. A repeatable decision framework for comparing financial aid offers, evaluating private vs. public schools, deciding when to save and when to borrow, and negotiating with financial aid offices using tactics that actually work.

LONG-TERM PEACE OF MIND. How to fund education without raiding your retirement, sacrificing family stability, or leaving your graduate buried in debt that follows them for decades.

The book is organized in three phases: Foundations (build your knowledge base), Practice (move from knowing to doing), and Integration (build systems that last). Every chapter ends with one specific action you can take this week.

You don't need a finance degree. You don't need a high income. You need a process—and the willingness to start before the next tuition bill arrives.

The best time to begin preparing financially for your child's education is always as early as possible. The second-best time is right now.